Franchisors face unique and overlapping risks.
Managing a franchise system means balancing brand growth with operational control. As networks expand, exposures become more complex and interconnected—spanning leadership, compliance, and reputation.
Traditional insurance programs aren’t built for this level of interdependence. They tend to view each location or policy in isolation, missing the ripple effect that a single incident can have across an entire brand. For franchisors,
that gap can leave critical liabilities uncovered and stifle momentum when it matters most.
Protection built for the way franchisors operate.
FranchisorSuite was developed specifically to address the interconnected exposures that come with running a franchise system. The program brings together key lines of protection under one policy, ultimately reducing gaps and simplifying placements.
By focusing on franchisors’ unique structure and responsibilities, FranchisorSuite helps safeguard leadership, assets, and reputation when challenges arise.
COMPREHENSIVE COVERAGE OPTION
One program that brings key liabilities under one roof.
- Franchisors’ E&O protection
- Directors & Officers liability
- Employment practices liability
- Vicarious liability
- Fiduciary liability
- Plus: Joint employer extension
Why brokers choose FranchisorSuite.
A streamlined approach
● One premium
● One carrier
● One aggregate limit
● One claims adjuster
● One underwriter
Broad protection
● Duty to defend
● Worldwide coverage
● Broad definitions (claim, wrongful act, loss)
● No bankruptcy exclusion
● HIPAA civil penalties sub-limit
Franchise-focused flexibility
● Severability on exclusions/application
● Joint employer
● No regulatory exclusion
● Full FDD coverage
● All risk E&O versus named perils
Help franchisors get the protection they need.
Connect with Marvin Cigarroa, Senior VP of Underwriting, today.
